News & Announcements

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Highpoint Community Bank
28 Straight 5-Star Ratings

September 2016: Highpoint Community Bank, Hastings, Michigan proudly announces it has once again earned a 5-Star Superior rating from BAUERFINANCIAL, the Nation’s Premier Bank Rating Firm. To earn Bauer’s Highest 5-Star rating, Highpoint Community Bank must excel in areas of capital adequacy, profitability, loan quality, and more. This marks the 28th consecutive quarter that Highpoint Community Bank has earned this rating.

“Not only does Highpoint Community Bank have 28 quarters of 5-Star ratings behind it, its strong capital position and prudent loan underwriting give us every reason to believe it will continue to do so”, contends Karen L. Dorway, president of BauerFinancial. “Knowing its customers is one of the keys to intelligent underwriting, and as a community bank, Highpoint Community Bank has an inside track.”

Established in 1886, Highpoint Community Bank has been providing quality banking services to its neighbors and friends for 130 years. Today it operates through seven conveniently located branch offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at hastingscitybank.com.

Highpoint Community Bank: “…meeting customer needs, exceeding expectations.”

Member of the FDIC and an Equal Housing Lender
BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Consumers may obtain free star-ratings by visiting bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114

Click image to download official copy of press release.
5-star Bauer rating

EMV Chip Cards

In an effort to provide you with added security, we will be replacing your current Highpoint Community Bank debit card with an EMV Chip Card. A chip card is like the card you currently have, but includes an embedded microchip. The chip contains information that is encrypted, making it extremely difficult for the card to be copied or counterfeited. Your chip card will also have a magnetic strip on the back so you can continue using your card while merchants are transitioning to new chip enabled terminals. Your new card will have the same card number and pin. Simply activate your new card when it arrives and destroy your old card.

For more information about EMV Chip Cards visit the link below:

https://www.mastercard.us/en-us/consumers/features-benefits/chip.html

Feel free to contact us with any questions at 888-422-2280. Thank you for choosing Highpoint Community Bank.

EMV Chip Card Technology

In an effort to provide you with added security, we will be replacing your current Highpoint Community Bank debit card with an EMV Chip Card. A chip card is like the card you currently have, but includes an embedded microchip. The chip contains information that is encrypted, making it extremely difficult for the card to be copied or counterfeited. Your chip card will also have a magnetic strip on the back so you can continue using your card while merchants are transitioning to new chip enabled terminals. Your new card will have the same card number and pin. Simply activate your new card when it arrives over the next few weeks.

For more information about EMV Chip Cards visit the link below:

https://www.mastercard.us/en-us/consumers/features-benefits/chip.html

Feel free to contact us with any questions at 888-422-2280. Thank you for choosing Highpoint Community Bank.

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Highpoint Community Bank
27 Straight 5-Star Ratings

June 2016: BAUERFINANCIAL Inc., Coral Gables, FL, the Nation’s Premier Bank Rating Firm, proudly announces that Highpoint Community Bank, Hastings, Michigan has once again earned its Highest, 5-Star rating. This marks the 27th consecutive quarter that Highpoint Community Bank has earned this top rating.

BAUERFINANCIAL has been analyzing and reporting on the nation’s banks since 1983… providing ratings you can trust. Earning a 5-Star rating from Bauer indicates that Highpoint Community Bank is one of the strongest banks in the nation. Some of the areas in which it excels are:

Capital – more than twice the capital than in required by regulators;
Loan Quality – delinquent loan levels are manageable;
Profitability – Highpoint Community Bank earned $0.439 million in the first quarter 2016 and $1.783 million in 2015.

“We’ve been doing this for a long time”, notes Karen L. Dorway, president of BauerFinancial, “We’ve seen the ups …and the downs of this industry and the one constant, is that community banks, like Highpoint Community Bank, continue to shine, even in the toughest times. Knowing their customers is the key to making solid investments into the future of the communities they serve.”

Highpoint Community Bank was established in 1886 and has been providing top quality banking services to its neighbors ever since. Today, in addition to its website (hastingscitybank.com), Highpoint Community Bank operates through seven branch offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland.

Highpoint Community Bank: “…meeting customer needs, exceeding expectations.”

Member of the FDIC and an Equal Housing Lender
BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Consumers may obtain free star-ratings by visiting bauerfinancial.com

BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114

Click image to download official copy of press release.

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