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Drive Down Your Monthly Payments

Auto Loan Special

Take advantage of our limited-time auto loan special and save on your next vehicle. With rates as low as 5.75%^APR for up to 84 months* on 2024 models and newer, now is the perfect time to upgrade your ride. Enjoy a fast, easy application process and local decisions you can trust.

Start Your Application

Why choose HCB for your auto loan?

From great rates to local decision-making, we’re here to make your auto loan experience easy from start to finish.

Quick & Easy Process

Our streamlined application process gets you on the road faster, without the hassle.

Local & Personalized Service

Experience the difference of working with a community-focused bank that understands your needs.

Flexible Terms

Choose a payment plan that fits your budget and lifestyle, whether you're purchasing or refinancing.

Start Your Application Today

Our quick online application makes getting approved simple.

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Disclosure

APR (Annual Percentage Rate) is effective as of 11/21/25. The stated APR is based on a credit score of 720+. APR may be higher based on individual credit score. An automatic payment from a Highpoint Community Bank account is required, otherwise .50% is added to the rate. Subject to credit review and approval. Based on the state APR, a loan of $50,000 would require you to make 84 monthly payments of $724.45 to pay off the loan. Rates are subject to change. Does not apply to an existing HCB auto loan. Contact any HCB lender for more great rates and terms