Disclosure
1Advantage Pay is a service that comes with your Advantage Checking account. No enrollment is required. You may receive a direct deposit up to two days early with Advantage Pay if 1) you have an Advantage Checking account with us, and 2) a recurring qualifying direct deposit. It is at our discretion to identify which recurring direct deposits are eligible for Advantage Pay and it may take up to 90 days to identify those deposits that qualify. We cannot guarantee that you will receive the Advantage Pay service due to unanticipated circumstances.
2A “qualifying transaction” is any point-of-sale (“POS”) debit card transaction using your HCB debit card that is at least $5. All qualifying transactions must be made with the HCB debit card associated with the Advantage Checking account. Transactions must post and clear to your account during the Monthly Qualification Cycle. Pending qualifying transactions will count toward the next Monthly Qualification Cycle. Qualifying transactions may take one or more banking days from the date the transaction was made to post and clear an account. Automated Teller Machine (ATM) processed transactions do not count toward earning account rewards. “Monthly Qualification Cycle” means a period beginning on the first day of the month and ending on the last business day of the month. The amount set forth above for “Cash Back Earned” is for all transactions in that tier. The maximum amount of Cash Bank Earned per Monthly Qualification Cycle is $10.00.
3Foreign ATM fees are waived at the time of transaction. ATM surcharges up to $15 per statement cycle are refunded upon customer request. Please call or email HCB with your request.