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Highpoint Community Bank customers will transition to Independent Bank November 6–9, 2026. Highpoint Community Bank branches will close at 4 pm Friday, November 6, and reopen with normal business hours Monday, November 9. HCB online and mobile banking will no longer be available after 5 pm (ET) Friday, November 6. Learn More Here: IndependentBank.com/Highpoint

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Free Checking

Free Checking

Simple, everyday banking with the essentials.

Everyday Banking, Simplified

Our Free Checking account keeps banking simple. Enjoy convenient access to your money, easy-to-use digital tools, and the confidence of banking with a community partner you can trust. From daily purchases to managing your account online or on the go, this account is built to fit seamlessly into your lifestyle.

  • No Monthly Service Charge
  • Free eStatements ($5 paper statement charge)
  • Free Digital Banking