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All HCB locations will be closed Monday, February 16th, in observance of Presidents Day.

Due to a water leak, our Caledonia branch is temporarily closed until further notice. Customers may visit a nearby branch location for banking needs.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Free Checking

Free Checking

Simple, everyday banking with the essentials.

Everyday Banking, Simplified

Our Free Checking account keeps banking simple. Enjoy convenient access to your money, easy-to-use digital tools, and the confidence of banking with a community partner you can trust. From daily purchases to managing your account online or on the go, this account is built to fit seamlessly into your lifestyle.

  • No Monthly Service Charge
  • Free eStatements ($5 paper statement charge)
  • Free Digital Banking

Helpful Links

All Personal Checking