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Home Loans

Local lending that feels like home.

Home Loans That Help You Take the Next Step

From purchasing your dream home to tackling a renovation or consolidating debt, Highpoint Community Bank offers mortgage and home equity solutions that make it possible. With competitive rates, local decision-making, and lenders who care about your goals, we’re here to guide you every step of the way because home should be your best investment.

Home Equity Loans

Your home’s equity can be a powerful tool. Whether you’re planning a remodel, consolidating debt, or covering major expenses, Highpoint Community Bank offers both fixed-rate Home Equity Loans and flexible Home Equity Lines of Credit (HELOCs) to fit your goals. With competitive rates, local decisions, and personal guidance from our lending team, we make it easy to put your home’s value to work for you.

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Meet Our Lending Team

Steve Ritsema Photo

Steve Ritsema

Vice President, Mortgage Sales Manager

NMLS #645484

More about Steve
Stacey Welch Photo

Stacey Welch

Mortgage Banker

NMLS #2310027

More about Stacey

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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