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All HCB locations will be closed Monday, February 16th, in observance of Presidents Day.

Due to a water leak, our Caledonia branch is temporarily closed until further notice. Customers may visit a nearby branch location for banking needs.

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Smart Start

Smart Start Savings

Build smart money habits early—made simple for kids and parents.

Simple Saving for Kids

Give kids a strong foundation for their financial future. Our youth savings account makes it easy to build healthy money habits early, with no monthly service charge and convenient access for both kids and parents.

  • Available to kids under the age of 18
  • No monthly service charge
  • Earns interest

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All Personal Savings

Kickstart to Career

KickStart to Career is a children’s savings program brought to you by the Barry Community Foundation, Highpoint Community Bank, and Barry County school districts. The program provides local kindergarten students with a savings account designed to help students start saving money for their future college or career training expenses.

Learn More About KickStart to Career
Kickstart