SAVE

Business Savings

Straightforward savings for your business.

Compare Our Business Savings Options

Business Savings

Designed For

Basic savings made easy and accessible.

Minimum to Open

$100

Monthly Service Charge

$3 if balance falls below $200

Business High Yield Savings

Designed For

Elevate your earnings with higher yields.

Minimum to Open

$100

Monthly Service Charge

$10 if balance falls below $5,000

Set your term. Watch your savings grow.

Certificate of Deposit (CDs)

Lock in a great rate and enjoy peace of mind with a Certificate of Deposit from Highpoint Community Bank. With terms ranging from 90 days to 5 years, CDs let you earn a guaranteed return by setting your money aside for a fixed period of time—helping you reach your savings goals with confidence and stability.

$500 minimum opening deposit.
Subject to early withdrawal penalty when principal is withdrawn prior to maturity. Fees could reduce earnings on the account.

View CD Rates

Have questions about saving? We’ve got answers.

Business Savings FAQs

Whether you’re just getting started or looking to maximize your savings options, we’re here to help make it simple.

Can I access my Business Savings account online?

Yes. With eBanking, you can view balances, transfer funds, set savings goals, and monitor your account anytime, anywhere.

How often is interest paid?

Interest is compounded and credited quarterly, helping your business savings grow faster over time.

Does HCB offer account sweeps?

Yes, we can automatically move surplus balances from your checking account into an interest-bearing account, helping you make the most of extra funds without any manual transfers.

Beyond Savings

Go further with options that help your money do more.

PUT YOUR EXCESS FUNDS TO WORK

Sweep Services

Automatically transfer surplus balances from checking to an interest-bearing account.

PROVIDE SAVINGS FOR HEALTHCARE NEEDS

Health Savings Account

Provide your employees with a tax-advantaged way to save for healthcare expenses while reducing your business’s payroll taxes.

Learn About HSA Savings

PLAN FOR LONG TERM GROWTH

CDs/IRAs

Maximize your business savings potential through growth-focused CD and IRA solutions.

Compare CD Rates

GET MORE FROM EVERYDAY BANKING

Personal Checking

Enjoy convenient access, modern tools, and personalized service with every account.

Find What Fits You