Mortgage Loan Products
Adjustable Rate Mortgage
Enjoy lower initial payments with an Adjustable Rate Mortgage that adapts with you. Your interest rate starts low and adjusts over time, giving you flexibility if you plan to move or refinance in the future.
Fixed Rate Conventional Mortgage
Lock in stability with predictable payments that never change. A Fixed Rate Mortgage gives you peace of mind knowing your monthly payment will stay the same for the life of your loan with terms available from 10 to 30 years.
Bi-Weekly Mortgage
Pay your home off faster with a Bi-Weekly Mortgage. By making half-payments every two weeks, you’ll make the equivalent of one extra payment each year, helping reduce interest and shorten your loan term.
Balloon Mortgage
Take advantage of smaller monthly payments and a shorter loan term. A Balloon Mortgage features lower fixed payments for a set period, followed by one larger payment for the remaining balance. Ideal if you plan to refinance or sell before the loan matures.
Construction-Permanent Loan
Build your dream home with ease. Our one-time close Construction-Permanent Loan lets you pay interest-only during construction, then automatically converts to a long-term fixed rate mortgage once your home is complete.
Manufactured Home Loan
Manufactured homes have their own set of financing requirements. Our Manufactured Home Loans are designed with that in mind, helping you navigate the process smoothly whether you’re buying new, refinancing, or moving your home to a new location.
Vacant Land and Lot Loan
Secure the perfect location for your future home. Whether you’ve found the ideal lot or just want space to build later, our Land and Lot Loans make it easy to purchase land now and plan your dream home when the time is right.
Federal Housing Administration (FHA) Loan
Make homeownership possible with an FHA Loan. Designed for first-time buyers and those with limited down payments or less-than-perfect credit, these government-backed loans offer competitive rates and easier qualification.
Rural Development (RD) Loan
Open the door to homeownership in eligible rural areas with no down payment required. RD Loans offer affordable rates and flexible credit options—an excellent choice for qualified borrowers looking for a home in their community.
Veterans Administration (VA) Loan
A well-earned benefit for those who’ve served. VA Loans offer qualified veterans and active-duty service members no-down-payment options, competitive rates, and flexible terms to make homeownership more accessible.