Our GAP (Guaranteed Asset Protection) program is designed to provide added financial security for borrowers in the event their financed vehicle is declared a total loss due to accident or theft. GAP helps bridge the difference between the outstanding loan balance and the actual cash value of the vehicle, which may not be fully covered by standard insurance.

Key Features:

• Available for a wide range of eligible vehicles, including private passenger vehicles, motorcycles, recreational vehicles, and more.
• Offers protection for the full term of your loan.
• Includes additional benefits such as deductible assistance and support for replacement vehicle financing.
• Flexible options for handling deferred or delinquent payments.
• Simple cancellation provisions for added peace of mind.

Who is Eligible? The program is available for vehicles listed in our current retail guide at the time of financing. Certain vehicle types, such as commercial, rental, or salvage-titled vehicles, are not eligible.

Why Choose GAP? GAP provides reassurance that you won’t be left with a financial burden if your vehicle is totaled or stolen. It’s an extra layer of protection that complements your primary insurance and helps you get back on the road faster.

For more information, please contact  your local branch.