Rock The Boat with our loan special

Boat loans as low as 6.81% APR*

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Get on the water with our limited-time boat loan special! Secure low rates and flexible financing on boat loans—perfect for fishing boats, pontoons, and speedboats. Don't miss out—apply today and make waves this season!

  • Low Rates, Big Savings: Get boat loan rates as low as 6.81% APR* for up to 180 months on 2023 models and newer. Find more great rates here.
  • Local and Personalized Service: Experience the difference of working with a community-focused bank that understands your needs.
  • Flexible Terms: Choose a payment plan that fits your budget and lifestyle, whether you're purchasing or refinancing.
  • Quick and Easy Process: Our streamlined application process gets you on the water faster, without the hassle.

Disclosure: APR (Annual Percentage Rate) is effective as of 2/12/25. The stated APR is based on a credit score of 720+. APR may be higher based on individual credit score. 20% down payment required for 180 month term. An automatic payment from a Highpoint Community Bank account is required, otherwise .50% is added to the rate. Subject to credit review and approval. Based on the state APR, a loan of $50,000 would require you to make 180 monthly payments of $444.21 to pay off the loan. Rates are subject to change. Contact any HCB lender for more great rates and terms.