Business Checking and Savings

The Day-To-Day Upkeep

Every business needs the basics, and our flexible business checking and savings products are designed to help your business prosper and grow. Need assistance with anything? Our friendly, knowledgeable staff is ready to answer any questions you may have.

  ESSENTIAL CHECKING EDGE CHECKING ELITE CHECKING CASH MANAGEMENT
  An affordable option for new or growing businesses. Ideal for businesses with higher transaction volumes and higher balances.   Put your money to work for your business with this interest bearing account A savings account with limited check writing privileges
TRANSACTION
FEES/LIMITS
  • 1-150 items free and $0.25 per item over 150
  • $5.00 paper statement fee
  • $0.001 over $20,000 cash handling fee
  • 1-500 items free and $0.25 per item over 500
  • $5.00 paper statement fee
  • $0.001 over $20,000 cash handling fee
  • 1-50 items free
  • $5.00 paper statement fee
  • $0.001 over $20,000 cash handling fee
  • Limited to 6 preauthorized debits per month
HOW TO AVOID MONTHLY SERVICE CHARGE
  • No monthly service charge with a minimum daily balance of $250 or more
  • No monthly service charge with a minimum daily balance of $5,000 or
  • Combined business relationship of $20,000 or
  • Business loan balance of $20,000
  • No monthly service charge with a minimum daily balance of $10,000
  • No monthly service charge with a minimum daily balance over $10,000
INTEREST OR EARNINGS CREDIT
  • None
  • Earn a credit on your average balance to offset your fees
  • Competitive tiered interest rate depending on balance
  • Tiered interest rate depending on balance
Monthly Service Charge
 $5.00 $10.00 $15.00 $10.00

Your Highpoint Community Bank business checking and savings accounts open a gateway to Digital Banking Services, saving you both time and money.

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