Personal Checking

Let’s Get Personal

Individual accounts require a personal touch. After all, we’re talking about your money, your dreams, and your hard work. We offer a full suite of checking account options that help you meet your financial goals, whether you’re just getting started or starting to enjoy your retirement years.

 

Essential Checking Advantage Checking High Yield Checking
Everyday banking with more ways to waive the monthly fee Keep your money safe and protect your identity An Interest -bearing account that works in your best interest

5.00% APY* on balances up to $10,000
Account Features
  • Cellular Phone Protection
  • IDProtect
  • Accidental Death & Dismemberment Insurance
  • Travel and Leisure Discounts
  • $hopping Rewards

LEARN MORE ABOUT ADVANTAGE CHECKING PERKS!

 To earn the premium interest rate* on your High Yield Account:

  • Minimum monthly direct deposit(s) of $1,000
  • Enrolled in eStatements
  • Conduct 10 or more debit card transactions with minimum amount per transaction of $20.00
Account Benefits
  • Up to 4 ATM foreign fee reimbursements*
  • Up to 4 ATM surcharge refunds per month*
  • Free overdraft transfer from an HCB deposit account
  • 1st year free rental on Safe Deposit Box
  • One Skip-a-Loan-Payment free per year
  • First order of checks free
  • Unlimited ATM foreign fee waivers*
  • ATM surcharge refunds
Free overdraft transfer from an HCB deposit account
  • 2 Free Cashier’s Checks per month
  • Unlimited ATM foreign fee waivers*
  • ATM surcharge refunds*
  • Overdraft privilege protection
  • Free overdraft transfer from an HCB deposit account

How to Avoid Monthly Service Fee
  • eStatements
  • Minimum monthly direct deposit(s) of $250
  • $500 minimum daily balance
  • $2,500 combined relationship balances
  • Students up to age 26
  • Age 60 or better
  • Active military members or veterans
  • Minimum daily balance of $1,000
  • Combined relationship balance of $5,000.
Monthly Service Fee $5.00 $6.00 $7.00


Debit Cards


Online and Mobile Banking


eStatements


Remote Check Deposit


Overdraft Privilege Protection

Transit routing number

Highpoint Community Bank’s transit routing number is 072402869. Use this number to set up your drafts, direct deposits and outside transfers.

*Disclosure