Personal Checking

Let’s Get Personal

Individual accounts require a personal touch. After all, we’re talking about your money, your dreams, and your hard work. We offer a full suite of checking account options that help you meet your financial goals, whether you’re just getting started or starting to enjoy your retirement years.

Features and Benefits Advantage Checking Essential Checking Interest Checking Interest Checking Plus Student Checking
Free Online Banking with Bill Pay
Free Overdraft Transfers from a HCB Deposit Account
Foreign ATM Fee Waivers
ATM Surcharge Refunds*
Free or Discounted Checks First Order of Checks Free N/A
Overdraft Privilege Protection N/A
Monthly Service Fee $6.00 $5.00 $7.00 $25.00 N/A
How to Avoid Monthly Service Fee

Free to active military members and veterans.

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No monthly fee with eStatements or more than 10 HCB Cash Card Plus transactions per statement cycle** Minimum daily balance of $1,000 or $5,000 combined balance in checking, savings, CD or IRA. Minimum daily balance of $25,000.
Earns Interest
Additional Benefits

Free Photocopies

20% Discount on Safe Deposit Box

Waived Fee on 1 Personal Loan Skip-a-Payment per year

IDProtect® – Identity Theft Protection Service***

Cellular Telephone Protection***

Travel and Leisure Discounts***

$hopping Rewards™***

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2 free Cashiers Checks per month.

Highpoint Club membership opportunities.

2 free Cashiers Checks per month.

Free Wealth Management consultation.

Highpoint Club membership opportunities

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Transit routing number

Highpoint Community Bank’s transit routing number is 072402869. Use this number to set up your drafts, direct deposits and outside transfers.

*ATM Surcharge Refunds
Highpoint Community Bank will refund up to $15 in ATM Surcharge Fees per statement cycle. Please complete the ATM Surcharge Form and submit in person or by fax or email to Highpoint Community Bank.

**Eligible transactions include debit signature and point of sale pin based transactions.