Personal Checking
Let’s Get Personal
Individual accounts require a personal touch. After all, we’re talking about your money, your dreams, and your hard work. We offer a full suite of checking account options that help you meet your financial goals, whether you’re just getting started or starting to enjoy your retirement years.
| Features and Benefits | Advantage Checking | Essential Checking | Interest Checking | Interest Checking Plus | Student Checking |
|---|---|---|---|---|---|
| Free Online Banking with Bill Pay | |||||
| E-Statements | |||||
| Free Overdraft Transfers from a HCB Deposit Account | |||||
| Foreign ATM Fee Waivers | |||||
| ATM Surcharge Refunds* | |||||
| Free or Discounted Checks | First Order of Checks Free | N/A | |||
| Overdraft Privilege Protection | N/A | ||||
| Monthly Service Fee | $6.00 | $5.00 | $7.00 | $25.00 | N/A |
| How to Avoid Monthly Service Fee |
Free to active military members and veterans. |
No monthly fee with eStatements or more than 10 HCB Cash Card Plus transactions per statement cycle** | Minimum daily balance of $1,000 or $5,000 combined balance in checking, savings, CD or IRA. | Minimum daily balance of $25,000. | |
| Earns Interest | |||||
| Additional Benefits |
Free Photocopies 20% Discount on Safe Deposit Box Waived Fee on 1 Personal Loan Skip-a-Payment per year IDProtect® – Identity Theft Protection Service*** Cellular Telephone Protection*** Travel and Leisure Discounts*** $hopping Rewards™*** |
2 free Cashiers Checks per month. Highpoint Club membership opportunities. |
2 free Cashiers Checks per month. Free Wealth Management consultation. Highpoint Club membership opportunities |
Learn more. |
Transit routing number
Highpoint Community Bank’s transit routing number is 072402869. Use this number to set up your drafts, direct deposits and outside transfers.
*ATM Surcharge Refunds
Highpoint Community Bank will refund up to $15 in ATM Surcharge Fees per statement cycle. Please complete the ATM Surcharge Form and submit in person or by fax or email to Highpoint Community Bank.
**Eligible transactions include debit signature and point of sale pin based transactions.