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All HCB locations will be closed Monday, February 16th, in observance of Presidents Day.

Due to a water leak, our Caledonia branch is temporarily closed until further notice. Customers may visit a nearby branch location for banking needs.

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Education Center

Customized Lending Solutions: Why Tailored Financing Matters in Commercial Real Estate

Customized Lending Solutions: Why Tailored Financing Matters in Commercial Real Estate

Commercial real estate decisions rarely follow a simple formula, which is why tailored financing can make such a meaningful difference. This article explores how customized lending solutions support every stage of a project, from purchasing and refinancing to seizing new opportunities and managing construction. It also highlights why local insight strengthens the lending relationship and helps businesses plan their next real estate move with clarity.

Business

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Modernizing Payments: How to Lower Your Risk of Check Fraud

Modernizing Payments: How to Lower Your Risk of Check Fraud

Check fraud continues to affect businesses that rely on mailed checks, creating risks that are easy to overlook. Taking even a few steps toward secure digital payments and added safeguards can strengthen your protection without requiring major changes to how you operate.

Fraud Prevention, Business

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