News & Announcements

Holiday Hours

All HCB locations will close at 1:00 p.m. on Tuesday, December 24 and remain closed through Wednesday, December 25.  Online banking and ATMs are available 24 hours a day!

 

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Rated Highpoint Community Bank

A Bank You Can Trust

 

December 2019: Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, proudly affirms that Highpoint Community Bank, Hastings, Michigan has once again earned its highest (5-Star) rating for financial strength and stability. Earning a 5-Star rating indicates this bank excels in areas of capital adequacy, profitability, asset quality and much more. Earning and maintaining this top rating for 41 consecutive quarters, means Highpoint Community Bank has done so continuously since December 2009. This achievement has secured an even higher designation for Highpoint Community Bank as an “Exceptional Performance Bank”. This title is reserved for banks that have earned Bauer’s top 5-Star rating for 40 consecutive quarters (ten years) or longer.

 

“Relationship banking is a lot like any other relationship,” notes Karen Dorway, president of BauerFinancial. “It’s much easier to maintain confidence and trust than to try to win it back. While a lot of Wall Street banks lost it, Highpoint Community Bank never did. In fact,” she continued, “a recent Federal Reserve survey found that while fewer than half of Big Bank customers were satisfied with their overall banking experience, the vast majority of community bank customers are satisfied. And, local businesses dealing with community banks not only reported the most satisfaction, but also the most success. Those findings didn’t surprise us. Community banks, Highpoint Community Bank included, are local small businesses themselves, so they have a definite leg up on outsiders.”

 

Highpoint Community Bank has been helping its neighbors and friends since it began in 1886. Today, after 133 years, it continues to provide a superior personal experience through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and online at highpointcommunitybank.com.

 

Highpoint Community Bank: “Your Hometown Bank Since 1886.”

Member of the FDIC and an Equal Housing Lender.

 

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

 

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BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Highpoint Community Bank:
Doing the Right Thing

September 2019, Coral Gables, Florida: BauerFinancial, the Nation’s Premier Bank Rating Firm, commends Highpoint Community Bank, Hastings, Michigan on its achievement of another 5-Star Superior Rating. Not only has Highpoint Community Bank earned Bauer’s highest (5-Star) rating for financial strength and stability, it has maintained that top rating for 40 consecutive quarters giving it the  added status of being an “Exceptional Performance Bank”. This designation is reserved specifically for banks that have earned Bauer’s highest rating continuously for ten years or longer.

Earning and maintaining Bauer’s highest 5-Star rating indicates Highpoint Community Bank is one of the strongest banks in the nation.

“BAUERFINANCIAL would like to congratulate Mr. Mark Kolanowski, President and CEO and the entire team at Highpoint Community Bank. Strong leadership and dedication to excellence both inside the bank and outside in the community are the building blocks for success,” remarked Karen L. Dorway, president of the research firm. “Community banks, like Highpoint Community Bank, are fiscally-fit because they go the extra mile to help their neighbors and friends be fiscally-fit as well. In the end, Highpoint Community Bank reaps the benefits of the strong communities it helped to build,” concluded Dorway.

Highpoint Community Bank was established in 1886 and has been serving its neighbors and friends both ethically and fairly for 133 years. Today, Highpoint Community Bank operates through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at highpointcommunitybank.com.

Highpoint Community Bank: “Your Hometown Bank Since 1886.”

Member of the FDIC and an Equal Housing Lender.

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114.

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Highpoint Community Bank:
Making a Difference in Your Neighborhood

June 2019, Coral Gables, Florida: Highpoint Community Bank, Hastings, Michigan has achieved another Superior 5-Star Rating from BauerFinancial, the Nation’s Premier Bank Rating Firm. In the 30-plus years that Bauer has been analyzing banks, there has been a rise of increasingly complicated investments as well as burgeoning regulation. Each has added another hurdle when it comes to earning a 5-Star Rating from Bauer, yet none have been a problem for Highpoint Community Bank. Not only has the bank maintained safe capital levels, well in excess of what regulators require, Highpoint Community Bank has been helping its neighbors and local businesses grow their community with prudent lending and innovative solutions – all without compromising its own financial health in the process.

“This is the beauty of community banking,” notes Karen Dorway, president of BauerFinancial. “The success of a community bank directly correlates to the success of the community it serves. Community banks don’t need exotic investment instruments to make money for their shareholders. They much prefer to invest in local businesses and reap the benefits along with their neighbors. This approach has served Highpoint Community Bank very well as Highpoint Community Bank has earned and maintained Bauer’s top 5-Star rating for 39 consecutive quarters.

Now, after 133 years, Highpoint Community Bank operates through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at highpointcommunitybank.com.

Highpoint Community Bank: “Your Hometown Bank Since 1886.”

Member of the FDIC and an Equal Housing Lender.

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114.

 

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Highpoint Community Bank:
Where You’re a Person, Not a Number

March 2019: Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, salutes 5-Star Highpoint Community Bank (formerly Hastings City Bank), Hastings, Michigan for its continued financial excellence. Not only has Highpoint Community Bank earned Bauer’s highest (5-Star) rating for financial strength and stability, it has maintained that top rating for 38 consecutive quarters. Earning a 5-Star rating indicates this bank excels in areas of capital adequacy, profitability, asset quality and much more.

“What I find particularly encouraging”, observes Karen Dorway, president of BauerFinancial, “is that it’s community banks, like Highpoint Community Bank, that are achieving this status. Community banks base decisions on relationships, not just on numbers. We seem to be coming to a point where human interaction is regaining importance. Technology is an invaluable tool, but only when it enhances the customer experience. Highpoint Community Bank has never lost sight of that.”

Highpoint Community Bank was established in 1886, and has been building personal relationships ever since. Today, 133 years later, Highpoint Community Bank operates through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at highpointcommunitybank.com.

Highpoint Community Bank: “Your Hometown Bank Since 1886.”
Member of the FDIC and an Equal Housing Lender.

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114.

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Hastings City Bank:
Relationship Banking at its Best

December 2018: Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, is pleased to announce that Hastings City Bank, Hastings, Michigan has once again been awarded its highest (5-Star) rating for financial strength and stability. Earning a 5 -Star rating indicates this bank excels in areas of capital adequacy, profitability, asset quality and much more. Earning and maintaining this top rating for 37 consecutive quarters, makes its status indisputable as one of the strongest banks in the nation.

“Hastings City Bank’s ability to excel and consistently deliver a stellar financial performance, is a true testament to its values and dedication,” remarks Karen Dorway, president of BauerFinancial. “Through an unwavering commitment to its customers and personal relationships, Hastings City Bank has distinguished itself as one of the strongest banks in the nation.”

Established in 1886, Hastings City Bank has been building relationships and providing personalized solutions for its customers for 1 32 years. Today it operates through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at hastingscitybank.com.

Hastings City Bank: “Your Hometown Bank Since 1886.”
Member of the FDIC and an Equal Housing Lender.

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114.

Highpoint Community Bank Offers Relief During Government Shutdown

Mark A. Kolanowski, President and CEO, announced that Highpoint Community Bank will offer various relief solutions to customers who are federal employees and affected by the recent partial government shutdown.

“Our role as a community bank is to provide solutions to meet the financial needs of our customers and the communities we serve. Government employees are likely to be struggling with the prolonged government shutdown and we want to do what we can to help lighten their financial burden” said Mr. Kolanowski.

Effective immediately, Highpoint Community Bank will offer these options to customers who are federal employees and affected by the partial government shutdown:

  • Skip a payment on eligible personal loans
  • Modify loan terms on eligible personal loans
  • Waive fees on new short term personal loans
  • Courtesy waived overdraft fees on request
  • Waive early withdrawal penalties on CDs
  • Financial wellness review

Customers who are federal employees and affected by this partial shutdown may call the bank at 1-888-422-2280 or visit any Highpoint Community Bank branch.

Highpoint Community Bank can be found at www.highpointcommunitybank.com and is a Member FDIC and Equal Housing Lender.

HCB News Release [PDF]

Hastings City Bank becomes Highpoint Community Bank

Mark A. Kolanowski, President and CEO, announced that the Hastings City Bank board of directors has approved an amendment to the Articles of Incorporation to change the name of the bank to Highpoint Community Bank, effective January 21, 2019.

“We have been working over the past year to create a brand that better reflects the diverse communities we serve” said Mr. Kolanowski. “We have expanded to offer more services to more communities and our name wasn’t an accurate reflection of the organization we’ve become. The important things have not changed. We’re still the same people you know and trust and we will continue to deliver above and beyond financial advice and guidance. Our commitment to the communities we serve is higher than ever. We approach our future with a name that is more reflective and inclusive of all the communities we have grown to serve, one that speaks positively to the type of bank we will be as we move forward, and one that also reminds us of the rich traditions bound by service to customer and community that brought us to where we are today. This new chapter brings tremendous energy and excitement to our team of employees. We are dedicated to continuing the high standards that HCB Financial Corp. and Hastings City Bank have always represented.”

Highpoint Community Bank is a subsidiary of HCB Financial Corp., a single bank holding company. The bank holds state bank charter #11, the second oldest in the State of Michigan. Seven financial services offices are located in Allegan, Barry, Calhoun, Eaton and Kent Counties. Changing the name of the bank does not directly impact HCB Financial Corp.

“We will continue to be referred to as HCB, but now that will reference Highpoint Community Bank” notes Mr. Kolanowski.

Highpoint Community Bank can be found at www.highpointcommunitybank.com and is a Member FDIC and Equal Housing Lender.

HCB News Release [PDF]

Q&A

FAQs

HCB Earns Highest 5-Star Superior Safety Rating!

Hastings City Bank

5-Star Rated for 36 Consecutive Quarters

September 2018: Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, proudly affirms that Hastings City Bank, Hastings, Michigan has once again earned its highest (5-Star) rating for financial strength and stability. Earning a 5-Star rating indicates this bank excels in areas of capital adequacy, profitability, asset quality and much more. In fact, Hastings City Bank has earned and maintained this top rating for 36 consecutive quarters.

“This achievement requires tremendous resilience and fortitude,” observes Karen Dorway, president of BauerFinancial. “We saw a lot of banks that were lacking those qualities that are, unfortunately, no longer around. But community banks, like Hastings City Bank, have some definite advantages. Its smaller size allows its team to know each customer more intimately, which not only makes every customer a priority, it also improves loan underwriting.”

Hastings City Bank has been making its neighbors its number 1 priority since 1886. Today, after 132 years, it is creating a better banking experience for customers through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and online at hastingscitybank.com.

Hastings City Bank: “Your Hometown Bank Since 1886.”

Member of the FDIC and an Equal Housing Lender.

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114.

Click image to view official copy of press release.
5-Star Bauer Rating

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