News & Announcements

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Hastings City Bank:
Relationship Banking at its Best

December 2018: Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, is pleased to announce that Hastings City Bank, Hastings, Michigan has once again been awarded its highest (5-Star) rating for financial strength and stability. Earning a 5 -Star rating indicates this bank excels in areas of capital adequacy, profitability, asset quality and much more. Earning and maintaining this top rating for 37 consecutive quarters, makes its status indisputable as one of the strongest banks in the nation.

“Hastings City Bank’s ability to excel and consistently deliver a stellar financial performance, is a true testament to its values and dedication,” remarks Karen Dorway, president of BauerFinancial. “Through an unwavering commitment to its customers and personal relationships, Hastings City Bank has distinguished itself as one of the strongest banks in the nation.”

Established in 1886, Hastings City Bank has been building relationships and providing personalized solutions for its customers for 1 32 years. Today it operates through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at hastingscitybank.com.

Hastings City Bank: “Your Hometown Bank Since 1886.”
Member of the FDIC and an Equal Housing Lender.

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114.

Highpoint Community Bank Offers Relief During Government Shutdown

Mark A. Kolanowski, President and CEO, announced that Highpoint Community Bank will offer various relief solutions to customers who are federal employees and affected by the recent partial government shutdown.

“Our role as a community bank is to provide solutions to meet the financial needs of our customers and the communities we serve. Government employees are likely to be struggling with the prolonged government shutdown and we want to do what we can to help lighten their financial burden” said Mr. Kolanowski.

Effective immediately, Highpoint Community Bank will offer these options to customers who are federal employees and affected by the partial government shutdown:

  • Skip a payment on eligible personal loans
  • Modify loan terms on eligible personal loans
  • Waive fees on new short term personal loans
  • Courtesy waived overdraft fees on request
  • Waive early withdrawal penalties on CDs
  • Financial wellness review

Customers who are federal employees and affected by this partial shutdown may call the bank at 1-888-422-2280 or visit any Highpoint Community Bank branch.

Highpoint Community Bank can be found at www.highpointcommunitybank.com and is a Member FDIC and Equal Housing Lender.

HCB News Release [PDF]

Hastings City Bank becomes Highpoint Community Bank

Mark A. Kolanowski, President and CEO, announced that the Hastings City Bank board of directors has approved an amendment to the Articles of Incorporation to change the name of the bank to Highpoint Community Bank, effective January 21, 2019.

“We have been working over the past year to create a brand that better reflects the diverse communities we serve” said Mr. Kolanowski. “We have expanded to offer more services to more communities and our name wasn’t an accurate reflection of the organization we’ve become. The important things have not changed. We’re still the same people you know and trust and we will continue to deliver above and beyond financial advice and guidance. Our commitment to the communities we serve is higher than ever. We approach our future with a name that is more reflective and inclusive of all the communities we have grown to serve, one that speaks positively to the type of bank we will be as we move forward, and one that also reminds us of the rich traditions bound by service to customer and community that brought us to where we are today. This new chapter brings tremendous energy and excitement to our team of employees. We are dedicated to continuing the high standards that HCB Financial Corp. and Hastings City Bank have always represented.”

Highpoint Community Bank is a subsidiary of HCB Financial Corp., a single bank holding company. The bank holds state bank charter #11, the second oldest in the State of Michigan. Seven financial services offices are located in Allegan, Barry, Calhoun, Eaton and Kent Counties. Changing the name of the bank does not directly impact HCB Financial Corp.

“We will continue to be referred to as HCB, but now that will reference Highpoint Community Bank” notes Mr. Kolanowski.

Highpoint Community Bank can be found at www.highpointcommunitybank.com and is a Member FDIC and Equal Housing Lender.

HCB News Release [PDF]

Q&A

FAQs

HCB Earns Highest 5-Star Superior Safety Rating!

Hastings City Bank

5-Star Rated for 36 Consecutive Quarters

September 2018: Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, proudly affirms that Hastings City Bank, Hastings, Michigan has once again earned its highest (5-Star) rating for financial strength and stability. Earning a 5-Star rating indicates this bank excels in areas of capital adequacy, profitability, asset quality and much more. In fact, Hastings City Bank has earned and maintained this top rating for 36 consecutive quarters.

“This achievement requires tremendous resilience and fortitude,” observes Karen Dorway, president of BauerFinancial. “We saw a lot of banks that were lacking those qualities that are, unfortunately, no longer around. But community banks, like Hastings City Bank, have some definite advantages. Its smaller size allows its team to know each customer more intimately, which not only makes every customer a priority, it also improves loan underwriting.”

Hastings City Bank has been making its neighbors its number 1 priority since 1886. Today, after 132 years, it is creating a better banking experience for customers through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and online at hastingscitybank.com.

Hastings City Bank: “Your Hometown Bank Since 1886.”

Member of the FDIC and an Equal Housing Lender.

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114.

Click image to view official copy of press release.
5-Star Bauer Rating

State Street ITM

Try our new State Street ITM – Interactive Teller Machine! Hours are 8:30 a.m. to 6:00 p.m. Monday through Friday and 8:30 a.m. to Noon on Saturday.

New Check Provider

Highpoint Community Bank is pleased to announce a partnership with Harland Clarke as our new check provider.  We are confident that you will find an expanded selection of check styles at the same or reduced prices.  When you are ready to order checks, you may use an online portal at www.ordermychecks.com, call us at 888-422-2280 or stop into any branch. We will be happy to help you.

 

 

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Hastings City Bank

Banking on a Better Future Together

June 2018: BauerFinancial, Coral Gables, Florida, the Nation’s Premier Bank Rating Firm, is proud to announce that Hastings City Bank, Hastings, Michigan has once again secured its highest, 5-Star rating. (A five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more.) In fact, Hastings City Bank has earned and maintained this top 5-Star rating for 35 consecutive quarters.

Like Bauer, regulators agree that smaller institutions “are often better positioned than larger institutions to understand and quantify local real estate market values since they serve a smaller, more defined market area.” – Federal Register, April 9, 2018. “It makes perfect sense; local people who know the area are making local decisions based on that knowledge”, agrees Karen L. Dorway, president of BauerFinancial. “Community banks, like Hastings City Bank, are banking on a better future together with their community.”

Established in 1886, Hastings City Bank has been investing in the future of its community for 132 years. Today it operates through seven conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at hastingscitybank.com.

Hastings City Bank: “Your Hometown Bank Since 1886.”

Member of the FDIC and an Equal Housing Lender.

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114.

Click image to view official copy of press release.
5-Star Bauer Rating

HCB Earns Highest 5-Star Superior Safety Rating!

5-Star Hastings City Bank

Meeting Today’s Needs; Anticipating Tomorrow’s

March 2018: BauerFinancial, Coral Gables, Florida, the Nation’s Premier Bank Rating Firm, is proud to announce that Hastings City Bank, Hastings, Michigan has once again secured its highest, 5-Star rating. (A five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more.) In fact, Hastings City Bank has earned and maintained this top 5-Star rating for 34 consecutive quarters.

“A lot of things have changed since the Great Recession,” reflects Karen L. Dorway, president of BauerFinancial. “Technology, in particular, has changed the way many people bank, but it will never replace a bank’s knowledge of its customers. Community banks, like Hastings City Bank, have the upper hand on that. Through personal interaction, they can meet their customers’ needs today while anticipating them for tomorrow.”

Hastings City Bank was established in 1886 and has been growing alongside its customers for 132 years. Today it operates through eight conveniently located offices in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland and can also be found online at hastingscitybank.com.

Hastings City Bank: “Your Homtown Bank Since 1886.”

Member of the FDIC and an Equal Housing Lender.

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

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BauerFinancial, Inc. P.O. Box 143520, Coral Gables, FL 33114.
 

Click image to view official copy of press release.
5-Star Bauer Rating

Highpoint Community Bank Education Scholarship

Highpoint Community Bank to offer Education Scholarship

The Highpoint Community Bank scholarship is to award a high school senior accepted into a post-secondary education program in finance or a finance related field.

Scholarship Amount

$ 4,000 ($1,000 per year up to four years).

Requirements for Scholarship Consideration

  1. Full-time student (full time equals 12 or more credit hours per semester), must be a Michigan resident and attend a Michigan or out of state community college or university providing a certificate, two year or four year degree.
  2. Student must be pursuing a certificate, associates or bachelor’s degree.
  3. Degree program must be finance-related; business administration, economics, accounting, etc.
  4. Student must maintain a cumulative grade point average of 3.0 or better. A transcript must be provided to the Highpoint Community Bank Trust Department annually.
  5. Funds are paid directly to the college or university for credit to that individual’s tuition expense for the following semester.
  6. The student must show promise and leadership qualities. Attach a letter of recommendation.
  7. Applications must be received by Friday, April 13, 2018.
  8. Students in the following school districts may apply:

Barry County Christian School

Bellevue Community Schools

Caledonia Community Schools

Hastings Area Schools

Marshall Public Schools

Maple Valley Schools

Thornapple Kellogg Schools

Wayland Union Schools

“We are proud to be the financial partner for the KickStart to Career program and are committed to providing financial literacy to our school districts.”  said Nancy Goodin, Marketing Director. “This scholarship is a continued commitment to helping students in our service area succeed with post-secondary education. We are aligning with the KickStart program by offering this scholarship to a student pursuing a certificate, associate’s degree or enrolling in a four year program.”

The application for this scholarship may be found on the bank’s website:

https://www.highpointcommunitybank.com/personal/youth-and-young-adult/

Highpoint Community Bank is a full service community bank with seven conveniently located branches in Bellevue, Caledonia, Hastings, Marshall, Middleville, Nashville and Wayland. They are located on the web at www.hastingscitybank.com.  Member FDIC and Equal Housing Lender.

 

To view this news release as a PDF, click here.