Personal Savings


Smart Start Savings Holiday Savings Statement Savings Cash Management Health Savings High Yield Savings
Designed for children and students under age 18 An easy way to save for the holidays Make savings easy and convenient Offers interest with limited check writing privileges A tool for managing medical expenses Maximize your savings with higher interest rates
Account Features
  • Unlimited deposits
  • Unlimited deposits
  • Your savings are transferred to an account of your choice in October
  • Unlimited deposits
  • Unlimited deposits
  • Easy access to your account with an HCB debit card and online banking
  • Available with an active HCB checking account
  • Unlimited deposits
  • Competitive interest rates
  • Competitive interest rates
  • Competitive interest rates
  • Tiered interest rate based on account balance
  • Competitive interest rates

How to Avoid Monthly Service Charge

  • Minimum daily balance of $200
  • Waived for customers under age 18
  • Waived for customers age 60 or better
  • Waived for current or past military service members
  • Minimum daily balance of $2,500
  • Monthly service charge waived for six months
  • Minimum daily balance of $250 or
  • Combined relationship balance of $2,500
  • Minimum daily balance of $5,000

Monthly Service Charge

None None $3.00 $10.00 $5.00 $10.00