Personal Savings

 

Smart Start Savings Holiday Savings Statement Savings Cash Management Health Savings
Designed for children and students under age 18 An easy way to save for the holidays Make savings easy and convenient Offers interest with limited check writing privileges A tool for managing medical expenses
Deposits and Withdrawals
  • Unlimited ATM and in-person deposits
  • Unlimited ATM and in-person deposits
  • Your savings are transferred to an account of your choice in October
  • Unlimited ATM and in-person deposits
  • Unlimited ATM and in-person deposits
  • Easy access to your account with an HCB debit card and online banking
Interest
  • Competitive interest rates
  • Competitive interest rates
  • Competitive interest rates
  • Tiered interest rate depending on account balance
  • Competitive interest rates

How to Avoid Monthly Service Fee

  • Minimum daily balance of $200
  • Waived for customers under age 26
  • Waived for customers age 60 or better
  • Waived for current or past military service members
  • Minimum daily balance of $2,500
  • Monthly service fee waived for six months
  • Minimum daily balance of $250
  • Combined relationship balance of $2,500

Monthly Service Fee

None None $3.00 $10.00 $5.00