Rates
Your Lucky Number
When it comes to loan rates, every percentage point adds up over time, so we are proud to offer our customers very competitive rates. Stop in today to meet with one of our lenders and take that first step toward funding your future.
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or contact your local Highpoint Community Bank office to apply today. |
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| Rates as of 05/16/2025 | |||
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| PRODUCT | Rate | APR§ | |
| Auto Loan | |||
| 48 Month Auto Loan - 2020 Model & Newer | 5.750% | 6.161% | |
| 60 Month Auto Loan - 2020 Model or Newer | 5.750% | 6.084% | |
| 72 Month Auto Loan - 2022 Model or Newer | 5.750% | 6.032% | |
| 60 Month Auto Loan - 2017-2019 Model | 8.750% | 9.093% | |
| 84 Month Auto Loan - 2024 & Newer | 5.750% | 5.995% | |
| Boat Loan | |||
| 120 Month Boat Loan - 2023 Model & Newer | 6.750% | 6.750% | |
| 180 Month Boat Loan - 2023 Model or Newer | 6.750% | 6.750% | |
| 120 Month Boat Loan - 2021-2022 | 6.990% | 6.990% | |
| 84 Month Boat Loan - 2019-2020 | 7.500% | 7.500% | |
| Personal Unsecured Loan | |||
| 12 Months | 11.000% | 14.846% | |
| 36 Months | 11.500% | 12.907% | |
| 60 Months | 11.750% | 12.640% | |
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§ Annual percentage rate |
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